As a property owner you need to ensure that you have adequate insurance cover in place for your buildings or property portfolios. If you are under insured, you run the risk of losing significant value to your portfolio and if you are over insured, you may pay more than required in your premiums.
Insurance companies often index a buildings value independently for a number of reasons and this may not necessarily move in line with the building cost index, which fluctuates independently. Davson+Ward can add value to your property portfolio by:
- – Ensuring sufficient insurance cover is provided and;
- – Minimise portfolio premiums. We recommend an insurance valuation is obtained every three years with a desktop survey completed every year.